FD
The Fixed Deposit is more than an asset class; it is the sleep-easy capital of the Indian household, offering mathematical certainty and peace of mind over market volatility.
For generations of Indians, the FD receipt has been the gold standard of financial security. We look at how families use FDs as collateral, how they navigate tax-saving deposits, and why the psychology of the fixed rate remains unbroken.
Stories Index
The Most Boring Investment in India Keeps Refusing to Die
The Fixed Deposit has terrible visibility and zero glamour. Yet it survives every investment trend that arrives to kill it — because for the most important money in an Indian household, predictability matters more than returns.
The FD Nobody Is Allowed To Touch
The most powerful Fixed Deposit in an Indian household isn't the one earning the highest rate — it's the one locked inside a steel cupboard that nobody is allowed to break, long after anyone remembers what it was originally for.
The Fixed Deposit and the Indian Wedding
Behind every expensive Indian wedding is a Fixed Deposit that started years earlier — quietly funding the lights, the food, and the relatives while nobody thought to thank it.
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